Senior Data Scientist, Lending

Tech Stack

Solid badges = required, outlined = preferred

Responsibilities

• Partner with Lending Product, Engineering, Risk, and Finance teams to shape strategy and drive measurable impact across Chime's liquidity and credit products.
• Build and manage an experimentation and A/B testing program, including metric creation, experiment design, power analysis, and results analysis.
• Drive data-informed decisions by providing self-service analytics, running ad hoc analyses, and conducting causal studies.
• Apply advanced causal inference, time-series, and forecasting methods to lending questions and utilize ML for member segmentation.
• Own and optimize key lending metrics across the funnel (adoption, conversion, revenue, retention, losses) to drive experiments and product health.

Soft Skills

Benefits

• 401k
• Commuter Benefits
• Dental
• Disability Insurance
• Flexible PTO
• Gym/Wellness
• Health Insurance
• Hybrid Work
• Life Insurance
• Mental Health
• Parental Leave
• Vision

Culture

Requirements