Applied Scientist

Posted Aug 4, 2026

UpstartUnited States | RemoteRemotefull_timemid

$141,500 – $196,000 USD

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Tech Stack

Python

Responsibilities

Research machine learning and statistical approaches to improve the predictive performance of unsecured underwriting models.
Design, implement, and evaluate model enhancements using rigorous experimentation and validation methods.
Analyze model performance and downstream effects to confirm that proposed changes improve decisioning reliably.
Partner with various engineering teams to support technical reviews, implementation, and deployment.
Translate research findings into clear recommendations, documented methodologies, and production-ready solutions.

Soft Skills

Machine LearningProbabilityStatisticsSupervised LearningFeature EngineeringWritten CommunicationCross-Functional Collaboration

Benefits

401k
Dental
Disability Insurance
Employee Stock Purchase
Equity
Gym/Wellness
HSA/FSA
Health Insurance
Life Insurance
Mental Health
Parental Leave
Remote Work
Vision

Culture

Code Review CultureErg/Affinity GroupsCross-Functional Teams

Requirements

Required: Graduate degree in mathematics, applied mathematics, statistics, physics, econometrics, operations research, computer science, or a related quantitative field.

Preferred: PhD in a quantitative field.

Regions: Ca, Us

About Upstart

Industry: fintech

Size: large

Upstart is a leading AI lending marketplace that partners with banks and credit unions to expand access to affordable credit.

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Compensation

Base salary: $141,500 – $196,000 USD

Equity: annual equity grants that vest quarterly

Bonus: target bonuses

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